Refund and Return Policy

1. Terms

By Purchasing our Digital Products you are agreeing that sales on all Digital Products are Final. You are agreeing to be bound by these Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or Purchasing our Products. The Digital Products contained on our website are protected by applicable copyright and trademark law.

2. Use
Permission is granted to our Google Drive to download one copy of any downloadable materials on the Google Drive. This is a right granted when purchase is made, this right is granted only to the person that paid and this right is not transferable. Use of our products don’t not permit:
modify or copy the materials;
use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
attempt to decompile or reverse engineer any content contained on our google drive or websites;
remove any copyright or other proprietary notations from the materials; or
transfer the materials to another person or ‘mirror’ the materials on any other server.
This use shall automatically terminate if you violate any of these restrictions and may be terminated by Company at any time. Upon terminating your viewing of these materials or upon the termination of this user agreement , you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer
The materials on the Our website are provided ‘as is’. Consumer Law Ministries makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Consumer Law Ministries does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations
In no event shall Consumer Law Ministries be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Consumer Law Ministries website, even if Consumer Law Ministries or an authorized representative of Consumer Law Ministries has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata
The materials appearing on Consumer Law Ministries.com or Google Drive may include technical, typographical, or photographic errors. The Consumer Law Ministries does not warrant that any of the materials on its web site are accurate, complete, or current. Consumer Law Ministries may make changes to the materials contained on its web site at any time without notice. The Consumer Law Ministries does not, however, make any commitment to update the materials.

6. Links
Consumer Law Ministries has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Consumer Law Ministries of the site. Use of any such linked website is at the user’s own risk.


7. Site Terms of Use Modifications
Consumer Law Ministries may revise these Terms of Use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Use.

8. Governing Law
Any claim relating to the Consumer Law Ministries website shall be governed by the laws of Consumer Law Ministries Owner’s home jurisdiction without regard to its conflict of law provisions.


9: No-Refund policy
By accepting these terms and conditions you acknowledge that all sales are final and there is a strict no-refund policy.


10: By accepting these terms and conditions: You also agree to joining our mailing list as it’s the best way to keep up to date and send you valuable information to assist you on your journey.